Our deep knowledge of the loan repayment programs offered by the U.S. Department of Education, combined with our systems, process and people enable us to deliver what you value most - results and simplicity.

Why Choose Higher Level Processing?

At Higher Level Processing, we live and breath Federal student loans. We’ve served over 17,000 clients throughout our six years in business. We deliver results and reduce the financial stress associated with Federal student loans. Give us just five minutes of your time. We will assess your situation and provide an overview of your repayment program options.

Loan Forgiveness

You may qualify for full or partial loan forgiveness. There are a number of options available. HLP wins loan forgiveness for clients everyday.

Lower Your Payment

There are over seventy federal programs that can help lower your payment or shorten your loan term.

Breadth of Programs

Don’t assume you’re ineligible. There are a number of federal and state-level programs with limited qualifications.

Our Services

When you spend years pouring through federal programs you become pretty good at it. That’s us.

What Our Clients Say About Us

Free Loan Review

Contact us for a free estimate of what you can save!

Call (888) 411-1919  – Operators available now to answer Student Loan Forgiveness questions!


I was informed that my term is only 10 years. Satisfied customer thanks HLP.

Higher Level Processing: We Don’t Ask for a Dime Upfront.

HLP Invests in Clients – First. We Assess Your Loan History, Build Your Case File and Evaluate Repayment Options.

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Loan / Client Assessment - No Up-front Fees
Repayment Program Options - No Up-front Fees
Case File Development - No Up-front Fees


Do you qualify to have your student loan balance forgiven? You may be eligible to take advantage of partial or full loan forgiveness. Find out below.


As the cost of education has increased, the Federal government has created a number of programs to reduce the burden of your student loans.


There are over sixty programs available from the U.S. Department of Education.  Many were developed to suit your specific situation.

Contact Us Today to Explore Your Payment Reduction Options

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